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Expat Residential products for intermediaries

Mother spends time with her young daughter after applying for an Expat Residential mortgage with the Marsden.

Our Expat Residential mortgage range supports your UK National clients living or working overseas looking to purchase a UK home for their family to live in.

Last updated 04 June 2025.

Product portfolio (PDF)

Our product portfolio contains the rates and details of the Expat Residential products currently available for intermediaries.

We’re unable to accept any new applications from your clients who are residing in, or have financial links to the countries listed on our Expat Country Exclusions List (PDF).

If you have an expat client who doesn’t reside in, or have financial links to one of the countries listed, we’ll consider your application.

Key criteria

Key criteria for our Expat Residential range:

  • First-time buyers accepted
  • Minimum income of £37,500 per application
  • We accept 20 different foreign currencies
  • Family members residing in the property do now have to be named on the mortgage

 

View our full Expat Residential criteria.

Featured product

Our featured Expat Residential product is: FXE060

4.99%

  • Fixed rate to 31/08/27
  • Follow-on variable rate of 6.14% to 31/08/30
  • £299 booking fee
  • 1.00% arrangement fee
  • 10% annual overpayments permitted

Useful downloads

Downloads to help you apply:

 You can find more forms and checklists on our Downloads page.

*Please note: When downloading the Affordability Calculator, you'll need to save the file into a trusted location (for example, your personal folders, not 'downloads') to ensure maximum accessibility.

Yes, we accept interest only on our Expat Residential range subject to a maximum LTV of 65%.

When calculating foreign income, we look at the close exchange rate on the date of application with a haircut % depending on the currency. Please see our ‘Expat Residential criteria’ for more information.

You can find an AIP form on our ‘Downloads‘ section. Please complete the editable PDF and email it to intermediaries@themarsden.co.uk. The team will then assess it and contact you with the outcome. Please check our ‘Service standards’ page to see our current AIP turnaround times.

Expat Residential case study

Expat Residential case study

Broker browses Marsden Building Society's intermediary product range on his smartphone

How we were able to support Claire with an Expat Residential solution. 

Read more
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Latest intermediary news

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Read the latest news and updates from Marsden Building Society for Intermediaries. 

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Expat Residential FAQs

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