Expat Furnished Holiday Let

• No personal affordability assessment
• Interest only or repayment up to 75% LTV
• Minimum personal income requirement of £25,000 per application
• Minimum property value £125,000
• We take 30 weeks' rental income using an average of low, medium and high season

View our full FHL criteria.

5.89%

• Fixed rate to 31/12/26
• Follow-on variable rate of 7.19% to 31/12/29
• Available up to 75% LTV on repayment or interest only
• £199 booking fee
• £1,299 arrangement fee^

^Where the loan size is over £750,000, a 0.40% arrangement fee will apply.

• Affordability Calculator (Excel)*
• Application in Principle (PDF)
• KFI Request Form (PDF)
• Documentation Checklist (PDF)
• Fact Sheet (PDF)

You can find more forms and checklists on our Downloads page.

*Please note: When downloading the Affordability Calculator, you'll need to save the file into a trusted location (for example, your personal folders, not 'downloads') to ensure maximum accessibility.