If you have a case in mind, but want to find out more, we’ve answered some frequently asked questions about our Later Life mortgages below.
Last updated 21 June 2024.
Our Later Life mortgages work just like a conventional mortgage; however, they’re designed to support applicants aged 55 to 85 during their retirement.
With the opportunity for your client to use downsizing as a repayment vehicle, a Later Life mortgage could be right for those looking to purchase a new home, remortgage, or release funds from their property for a number of reasons, such as helping children onto the property ladder or funding home improvements.
Please note, if you are looking to borrow against your home for a variety of reasons (home improvements for example), depending on the amount of the loan advance, documented evidence may be required to support the loan purpose.
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