Published on: 24 May 2024
We've been lending to your expat clients for over a decade. Here are 3 ways we can help your UK Nationals residing abroad...
1. Buying a UK residential property
If you have clients looking to buy a family home in the UK, we offer Expat Residential mortgages. All family members (wife, husband, partner, children parents) can live in the property without being named on the mortgage*.
2. Buying a UK property as an investment
For clients looking to invest in the UK property market, we offer Expat Buy to Let mortgages. We have no currency restrictions on this range, as long as the rental stress is met. If there's a shortfall, we'll accept top-slicing where your applicant is paid in an acceptable currency which is not on our Expat Country Exclusions List**.
3. Remortgaging
We can support your clients looking to remortgage an existing UK residential or buy to let mortgage. We offer legal assist on £-for-£ remortgage cases across our Expat product ranges. Please note, if additional borrowing is required, the applicant may need to secure their own legal representation.
Got a case in mind?
If you have a question about our products or criteria, or want to talk through a case, contact our Broker Support team who'll be happy to help. You can call them on 01282 440583 or email intermediaries@themarsden.co.uk.
*We'll need you to confirm that no rent is being paid by family members residing in the property
**We'll accept the following currencies, even though they're on our Expat Country Exclusions List: Euro, Norwegian Krone, Swiss Franc, Danish Krone, Swedish Krona, Chinese Yuan Renminbi and Australian Dollar.
Sign up to our newsletter for the latest product updates, exclusives and news. For more information about how we protect your data, please visit our Privacy page.
Please let us know your FCA number to view our intermediary products.
If you aren't an intermediary, or want to view our consumer products, please click here.