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Service standards

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From AIP to offer, find details of our current service standards on this page and learn more about the approach we take to lending.

About our service standards

Please remember that as a lender we manually underwrite our cases to offer niche and flexible mortgage solutions. This means we may take a little longer than others because each case is reviewed by our team rather than a decision engine to deliver the best outcome for you and your clients.

To support our team, please make sure you submit all required documentation with your application, and only contact us if your case is outside of service standards.

Last updated:

Please check our service standards before contacting us about your case.

07/09/2026

Application in Principle (AIP):

AIPs are being reviewed in:

2 working days

New applications

New applications from 28 August 2026 are being reviewed in:

5 working days

Valuation instructed

Valuations are being instructed in:

5 working days

Review of supporting documents

Supporting documents are being reviewed in:

4 working days

Offer turnaround

Once an application has been fully assessed, offers are being produced in:

2 working days

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